Foreclosure Litigation in Florida

What it means in Florida:
Foreclosure litigation in Florida involves disputes around a lender’s attempt to foreclose property due to a mortgage default. Florida allows both judicial and non-judicial foreclosures, but lender actions often begin with court involvement.

Key points:

• Foreclosures in Florida are generally handled through the judicial court system
• Homeowners may dispute foreclosure actions in court

Florida-specific considerations:

• Florida law requires strict notice and filing procedures before foreclosure can proceed
• Lenders typically must file a foreclosure complaint in circuit court
• Borrowers may have options to assert defences or counterclaims in litigation
• Florida courts may require mediation or loss mitigation efforts in some counties before sale

Whom it applies to:

• Florida homeowners facing foreclosure

Property owners challenging lender actions